Skuldsanering
Debt restructuring (skuldsanering) is a possibility for the heavily indebted to be rid of the rest of their debts after a payment plan. Someone who cannot manage to pay their debts within the foreseeable future can be granted to live on a set amount for a few years and then be relieved of what remains. It is decided by a public agency and is meant as a way back for someone whose debts have grown unmanageable.